Home Improvement 101

Home improvement

Home improvement is the term for the work that homeowners do to improve the way a house functions and looks. This can be anything from simple projects like painting a room to more complex upgrades such as installing a new kitchen or bathroom.

During the home improvement boom, many homeowners are putting their DIY skills to work on projects that accommodate changes in their lifestyles. This includes renovating older homes and repairing damage done by hurricanes, wildfires and other disasters.

How to Pick a Contractor

Maryland’s Home Improvement Law requires contractors to provide a contract that details exactly what the work will be, how long it will take and when payments will be made. The law also specifies that the contract should be signed by the consumer and contractor before the work starts.

What to Do About Payments

When a contractor has been hired, it’s crucial that all payments be kept in an escrow account until the job is substantially complete. This allows the consumer to monitor progress and ensure that no money is being spent on materials that are not needed for the project.

How to Finance Your Remodel

There are a variety of ways that homeowners can pay for renovations. One of the most common is through a personal loan. These loans can be a good option for those with excellent credit who want to make a home upgrade but don’t have the cash on hand.

Another financing option is to use a rewards card that offers cash back or a 0% introductory APR. Both options can be used for home improvements.

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